A Merchant Cash Advance (MCA) is a flexible funding solution designed for businesses that accept debit and credit card payments.
It provides a lump sum of capital based on your average monthly card sales, giving you quick access to funds without the rigid structure of traditional loans.
Repayments are automatically deducted as a fixed percentage of your future card takings—meaning there’s no set monthly payment. You repay more when sales are strong and less during quieter periods, making it a cash flow-friendly option for growing your business at your own pace.
Secure funding for the full purchase price.
Choose terms from 1 to 36 months.
Get started with no hidden costs.
Access rates from just 0.59% PCM.
Flexible cash advances structured around your business’s unique card sales, ensuring repayments align with your revenue.
Repay based on a percentage of your daily transactions, so you only pay when you earn.
Quick funding with minimal paperwork, allowing you to access cash when your business needs it most.
Personalised service from a dedicated team with experience in securing finance for small businesses.
A Merchant Cash Advance offers a simple, flexible funding solution that moves in step with your business’s earnings.
Instead of fixed monthly repayments, you repay a set percentage of your daily credit and debit card sales. When sales are up, you pay more—when they dip, you pay less. It’s that straightforward.
This adaptable approach helps maintain healthy cash flow, allowing you to invest in growth without the pressure of rigid repayment schedules. It’s a smart solution for businesses looking for funding that works with them, not against them.